Gap Insurance
Support employees' high out-of-pocket expenses on their major medical coverage through our Gap plans, designed to cover deductibles, coinsurance, and most co-pays.
Gap Plans from Tres Health
Gap plans are supplemental coverage to your employees’ main health insurance plan used to protect them from high out-of-pocket expenses (i.e., major medical plan deductible, coinsurance, co-pays, etc.).
We offer options with $0 deductible that pay up to a maximum benefit either as a combined or separate inpatient or outpatient benefit. We work with multiple carriers to find the plan that's best suited for your needs.
What is Covered in a Gap Plan?
Our Gap insurance plans, and optional riders, cover:
- Inpatient
- Doctor’s Office Visits or Treatment
- Urgent Care Visits or Treatment
- Emergency Room
- Cancer Treatment
- Ambulance
- Outpatient Surgery
- Diagnostic and Radiology
- Labs
- Maternity
- Durable Medical Equipment (DME)
- Mental Health
- Substance Abuse
- Inpatient
- Doctor’s Office Visits or Treatment
- Urgent Care Visits or Treatment
- Emergency Room
- Ambulance
- Outpatient Surgery
- Diagnostic and Radiology
- Labs
- Maternity
- Durable Medical Equipment (DME)
- Mental Health
- Substance Abuse
- Cancer Treatment
Should I Offer a Medical Gap Plan?
Purchasing Gap insurance may save employees money in the long term and provide more peace of mind, considering the major medical plans offered to your group. These plans complement:
- Major medical plans with high deductibles
- Plans with a high probability of costly claims
- Employer facing major medical plan increases
